RiseCashToday
Loan request
Start your request
$100 to $5,000Loan range
1 business dayAs fast as, if approved
$0To send a request
SSL encryption protects your details in transit.
Ask once this morning. Let the whole network answer.
Send one request for $100 to $5,000. RiseCashToday presents it to a network of lending partners, and the partners who can help respond, often by the next business day.
- Soft inquiry firstSeeing your options never touches your credit score.
- Free to useLenders pay us. You never do.
- No obligationRead any offer at your pace and walk away if it does not fit.
Nine channels, one form
Start my request
Every request rises through the same network
One form reaches the whole network. The categories below each have their own page of partners and a plain guide.
$5,000up to, per request
$100from
01Credit cardsFees and rates, side by side02Personal loans$100 to $5,000, one request03Short-term loansSmall amounts, short stretch04Debt consolidationSeveral balances, one plan05MortgagesBuying and refinancing06Home improvementRoofs, windows, remodels07Auto insuranceQuotes from several carriers08Auto warrantyVehicle service contracts09Health insuranceMarketplace, short-term, Medicare
How the morning goes
Three steps, start to finish
No calls to make, no paperwork to post. The whole thing runs in your browser.
01
Step 01Start my request
Complete the form
A secure online form that takes a couple of minutes. The amount, a few basics about income and banking, and it is done.
What it asks
Contact details, an income source and an active bank account.
Soft inquiry
Seeing your options starts with a soft inquiry, which does not affect your credit score.
Encrypted
Your details travel and sit in encrypted form.
Free
Sending a request costs nothing and commits you to nothing.
02
Step 02What stays in your hands
Get matched
We present your one request to the lenders in our network. If a lender is interested, you are connected to review their offer.
A request, not an approval
Each lender decides for itself whether to work with you, and on what terms.
How lenders are chosen
Lenders bid for requests. The highest available bidder is connected to you. Our service stays free.
No cold calls from us
RiseCashToday places no outbound sales calls. A lender, or a third party you consent to on the form, may contact you.
Not everywhere
Where such loans are prohibited, or where we have no lender, you will not be connected.
03
Step 03Common questions
Receive funds
If a lender approves and you accept, that lender makes the deposit, not RiseCashToday. Timing is set by the lender and your bank.
Terms come from the lender
The lender provides documents with every fee and rate. We have no control over those terms.
Read it on your schedule
Any offer arrives in writing. Walk away if it does not fit.
As fast as one business day
Many lenders transfer funds the next business day, if approved. Weekends and holidays add time.
Late payments hurt your credit
Only accept terms you can afford to repay. If you cannot pay on time, contact your lender straight away.
At a glance
What happens after you press send
Step 1
Your request
One form, encrypted, soft inquiry only.
Step 2
The network
Lenders in our network review it and bid to work with you.
Step 3
Your decision
An offer arrives in writing. Accept it, or do not.
What it costs you
Nothing. At any point.
RiseCashToday charges you nothing to send a request or to be connected. Every rate, fee and repayment schedule comes from the lender who makes you an offer, in writing, before you accept.
$0To send a request
$0Paid to us by you
1Form, for the whole network
Questions about a loan inquiry, approval, funded loan or payment go to your lender directly. RiseCashToday is not the lender and cannot answer questions about a pending or approved loan.
Soft inquiry to start
Checking your options will not affect your credit score. A lender only runs a full check if you proceed with its offer.
Encrypted submission
Your information is transmitted and stored in encrypted form, and shared only with the network you send it to.
Free, no obligation
Sending a request costs nothing. Review any offer at your own pace and accept only what works for you.
Plain terms
What stays in your hands
The parts people ask about most, stated in the open rather than buried in the footer.
01A request, not an approval
We forward your request to participating lenders. Each one decides for itself whether to work with you, and on what terms. Our role is the introduction, nothing more.
02We do not cold-call
RiseCashToday places no outbound sales calls. Once your request reaches the network, a lender, and any third parties you consent to on the form, may contact you directly. You can opt out at any time.
03Walk away at any point
Any offer comes with its full rate, fee and repayment terms in writing. Read it on your own schedule and decline it if it does not fit. Submitting a request never obliges you to borrow.
04How we are paid
RiseCashToday receives compensation from its lenders, often through a bidding model in which the highest available bidder is connected to you. Our service is always free to you.
05Credit checks and authorization
By submitting, you authorize RiseCashToday and its partners to perform a credit check and to share your information with the lending network. The Credit Authorization page has the full detail.
General questions
Asked most mornings
If something is still unclear, ask before you send anything.
01Is RiseCashToday a lender?
No. RiseCashToday is a free referral service, not a lender. We present the request you send to a network of lending partners, and any lender who chooses to work with you sets its own rates, fees and terms.
02How much can I request?
Between $100 and $5,000. Whether a partner offers you a loan, and on what terms, is always that lender's decision.
03Will checking my options affect my credit score?
Sending a request through RiseCashToday starts with a soft inquiry, which will not affect your credit score. If you continue with a specific lender, that lender may run a full credit check with your authorization.
04How soon could funds arrive?
Many lenders in the network transfer funds as soon as the next business day, if approved. Exact timing depends on the lender, your bank, and when your request is completed.
05What does RiseCashToday cost?
Nothing. Our service is free and sending a request creates no obligation. We are paid by our network, never by you.
06Where does my request go?
To our network of lending partners. If a lender wants to work with you, you move to that lender's own site to review the exact rate, fees and repayment schedule before you accept anything. You are never required to accept an offer.
07How is my information protected?
We use industry-recognized security and encryption. Your information is transmitted and stored in encrypted form. The privacy policy sets out exactly what is collected and who it is shared with.
In the open
Nothing about your request is hidden.
Transparency
RiseCashToday is not a lender. The advertising disclosure explains how we are paid and how that can affect what you see. Every policy is one tap away, on every page.
Security
SSL encryption in transit. Stored in encrypted form. A soft inquiry to start.
Your data, your call
$0
No fee to send a request, ever. Lenders pay us, never you. Opt out of marketing or the sale of your information whenever you like.