Card bills piling up? Turn them into a single monthly program payment.

Do you owe $10,000 or more on credit cards? JG Wentworth's debt resolution program goes to your creditors and works to settle each enrolled balance for less than the full amount. On your side, several due dates become one monthly program payment. A free consultation is the shortest route to learning whether it suits you.

From several bills to one, in three steps

1. Start with a free conversation A debt relief specialist takes your call at no cost. Tell them what you owe, which accounts have fallen behind, and what a workable monthly amount looks like. There is no obligation to enroll.
2. Switch to a single program payment Your card bills are replaced by one monthly program payment. While JG Wentworth negotiates with your creditors, the money you set aside builds inside the program.
3. Settle what you enrolled and close it out Plan on 24 to 60 months in the program; the length depends on your situation. Debt free here means only the unsecured debt you enrolled.

Ratings JG Wentworth publishes

These are the scores JG Wentworth shows from Trustpilot, the BBB, and Google. Scores and review counts change over time.

Know this before you sign

JG Wentworth, answered

When you click "See If I Qualify," "Check My Debt Options," or "Start My Free Consultation," you are agreeing that JG Wentworth may reach you at the phone number and email you provide, by call, text, or prerecorded or artificial voice message, regarding its products and services. Giving consent is not a condition of buying anything. Message and data rates apply. You may withdraw your consent at any time. How long a program lasts depends on your individual situation; programs run between 24 and 60 months. Average graduated clients realize approximate savings of 44% before the program fee and 21% after the program fee. Not every debt can be enrolled. Any mention of "debt free" refers only to enrolled unsecured debt. The debt resolution program is provided by JGW Debt Settlement, LLC ("JGW"). JGW makes the program available in these states: AL, AK, AZ, AR, CA, CO, FL, ID, IN, KY, LA, MD, MA, MI, MS, MO, NE, NM, NV, NY, NC, OK, PA, PR, SD, TN, TX, UT, VA, DC. A consumer who lives in any other state and contacts JGW may be referred to a law firm that offers debt resolution services there. Results from a debt resolution program depend on the individual, so these services are not right for everyone. Not everyone who enrolls finishes the program, including because they are unable to save enough. Savings achieved through successful negotiation may carry tax consequences; talk to a tax professional. Using debt settlement services and not paying your creditors: (1) will likely harm your creditworthiness and make credit harder to obtain; (2) may lead to collection activity or lawsuits from creditors or debt collectors; and (3) may raise the amount you owe as fees and interest accrue. Not every creditor will agree to reduce a principal balance. JGW's fees are a percentage of the debt enrolled in the program. Read and understand the program agreement before enrolling. JG Wentworth does not pay or take on any debt and does not provide legal, financial, or tax advice or credit repair services; consult independent professionals for that. This is a solicitation.

Advertisement. RiseCashToday is a free loan-request and comparison referral service. We are not a lender, not an insurer, not a debt settlement company, and we are not JG Wentworth. Requesting a consultation through this page may earn us compensation. A debt resolution program is neither a loan nor credit counseling.